Chip Merlin: The fight for policyholder rights

Slow paying, wrongfully denying and underpaying insurance companies need to be held accountable when they break the law.

Insurance is one product all Floridians purchase which results in so much anger when it comes time for the insurance company to fulfill its end of the bargain — full and timely payment with no hassle.

Florida legislators are currently proposing laws which make it much more difficult, if not impossible, to hold these wrongfully acting insurers responsible for their actions. Our own legislators are listening to insurance company lobbyists and lawyers rather than their own common sense and constituents.

Proposed laws by state Reps. Alex Andrade, Holly Raschein, David Santiago and Sen. Jeff Brandes are bad public policy because they make it harder for Floridians to stand up to insurance companies that harm them.

They are trying to change long-standing laws in place since 1982 that will provide more loopholes for insurance companies to break the law and get away with it.

The current law passed in 1982 is already a gift to the insurance industry.

Even if the insurer company breaks the laws regarding “good faith” adjustments, a consumer first must file a notice with

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