Florida isn’t a “hands free” state but insurers say that’s no reason to take your eyes off the road, especially while travelling over the holidays.

In one of the most sobering auto crash fatality statistics releases in 50 years, the National Safety Council estimated that as many as 40,000 people died in auto accidents across the country 2016.

Most drivers admit that distracted driving habits such as cell phone use were a major contributor, and the Property Casualty Insurers Association of America says solving that aspect of car safety is simple: Put down the phone.

A PCI-commissioned survey, conducted by Harris Poll, found 92 percent of adults thought distracted driving was the cause of increased fatalities on American roads.

“Even though we’re aware of the dangers, our smartphones are still monopolizing too much of our time on the road. It’s all around us, everywhere you look people are texting, talking, surfing the web, and scrolling through social media on their smartphones while driving or walking,” said Bob Passmore, assistant vice president of personal lines policy at PCI.

It’s not too late to curb distracted driving behaviors, and with millions expected to be on the road for the holidays PCI put out a list of tips that can help drivers do just that.

Topping the list, of course, is keeping your hands on the wheel and off the touchscreen. If your device has a “do not disturb while driving” function, use it.

PCI also advised bringing along a designated driver if you’re heading to a holiday party with alcohol, and said all passengers should buckle up.

Also, with packed holiday schedules it’s easy to get antsy about being late, so study your routes ahead of time and give yourself plenty wiggle

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