The Restoration Association of Florida (RAF) is responding to two bills that would affect assignment of benefits processes for when property owners have to file a claim with their homeowner’s insurance agencies.

RAF opposes two unrelated bills in the House and Senate (SB 122 and HB 7065) they say fail to address the needs of homeowners and contractors adequately.

The group hosted a panel of homeowners, contractors and attorneys Friday at Crowne Plaza Tampa Westshore. The group expressed intense frustration with insurance companies who deny or underpay claims or cause massive delays.

Both bills, which are moving through the Florida Legislature this session, contain assignment of benefits changes that require property owners to go through insurance companies to determine who can make repairs and how much they can spend.

RAF is fighting for AOB reform to ensure homeowners can get quality work done in a timely manner when filing a claim while contractors are allowed to perform the work and actually get paid.

Mike Betz owns a home in Largo. A roof leak caused his home to flood one night while he and his wife were asleep. His insurance companies sent out their “preferred vendor”

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